Our Commitment

Privacy Policy

We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data.

Privacy Protection

Privacy Policy Sections

1

Information Collection

We collect personal information that you voluntarily provide to us when you:

  • Register for an account
  • Apply for a loan
  • Complete forms on our website
  • Contact our customer service
  • Subscribe to our newsletters
  • Participate in surveys or promotions
  • Interact with our social media pages

The types of personal information we may collect include:

  • Contact information (name, email address, phone number, mailing address)
  • Identification information (date of birth, social security number, government ID)
  • Financial information (income, employment details, bank account information)
  • Credit information (credit history, credit score)
  • Device and usage information (IP address, browser type, operating system)
  • Location information when you access our services on mobile devices
  • Communication preferences and language settings

We may also collect information automatically through cookies and similar technologies when you visit our website. This information helps us understand how you interact with our services and allows us to improve your experience.

In some cases, we may collect information from third-party sources, such as credit bureaus, identity verification services, and public databases, to verify your identity, assess creditworthiness, and prevent fraud.

We take steps to ensure that the personal information we collect is accurate, complete, and up-to-date. You can help us by promptly notifying us of any changes to your personal information.

2

Information Use

We use your personal information for the following purposes:

  • Process your loan application and make lending decisions
  • Verify your identity and prevent fraud
  • Communicate with you about your account and loan status
  • Provide customer support and respond to inquiries
  • Improve our website, products, and services
  • Send marketing communications (with your consent)
  • Comply with legal obligations and enforce our terms
  • Analyze usage patterns to enhance user experience
  • Develop new products and services
  • Conduct research and analytics to improve our offerings

Our legal basis for processing your personal information may include:

  • Contractual necessity: Processing necessary to fulfill our contractual obligations to you
  • Legitimate interests: Processing necessary for our legitimate business interests, such as fraud prevention and service improvement
  • Legal compliance: Processing necessary to comply with applicable laws and regulations
  • Consent: Processing based on your explicit consent, such as for marketing communications

We will only use your personal information for the purposes for which we collected it, unless we reasonably consider that we need to use it for another reason compatible with the original purpose. If we need to use your personal information for an unrelated purpose, we will notify you and explain the legal basis which allows us to do so.

We retain your personal information only for as long as necessary to fulfill the purposes for which we collected it, including for the purposes of satisfying any legal, accounting, or reporting requirements. To determine the appropriate retention period, we consider the amount, nature, and sensitivity of the personal information, the potential risk of harm from unauthorized use or disclosure, and applicable legal requirements.

3

Information Sharing

We may share your personal information with:

  • Service providers who help us operate our business
  • Financial institutions and credit bureaus
  • Legal and regulatory authorities when required by law
  • Business partners with your consent

We do not sell your personal information to third parties.

4

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, accidental loss, or destruction. We use industry-standard encryption, secure servers, and regular security assessments.

While we strive to protect your personal information, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security of your data.

5

Your Rights

Depending on your location, you may have the following rights regarding your personal information:

  • Access and receive a copy of your personal information
  • Correct inaccurate or incomplete information
  • Request deletion of your personal information
  • Restrict or object to certain processing activities
  • Data portability (receive your data in a structured format)
  • Withdraw consent at any time (where processing is based on consent)

To exercise these rights, please contact us using the information provided in the "Contact Us" section.

6

Cookies Policy

We use cookies and similar technologies to enhance your experience on our website. Cookies are small text files that are stored on your device when you visit our website.

We use the following types of cookies:

  • Essential cookies: Necessary for the website to function properly
  • Functional cookies: Remember your preferences and settings
  • Analytics cookies: Help us understand how visitors use our website
  • Marketing cookies: Track your browsing habits to deliver targeted advertising

You can manage your cookie preferences through your browser settings. However, disabling certain cookies may affect the functionality of our website.

7

Policy Changes

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website with a new effective date.

We encourage you to review this Privacy Policy periodically to stay informed about how we collect, use, and protect your personal information.

8

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:

Email: privacy@pfploans.com

Phone: +1 (123) 456-7890

Address: 123 Main Street, City, Country

We will respond to your inquiry as soon as possible and within the timeframe required by applicable law.